Household assets mostly comprise illiquid assets; land and building make up 89% and 84% of household asset value in rural and urban areas respectively § Difficult to use illiquid assets to service debt, therefore debt-to-liquid-asset ratio (DLAR) a more realistic measure than debt-to-asset ratio (DAR)
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Head - Household Finance
Senior Research Associate
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
