{"id":1044,"date":"2022-12-06T08:19:49","date_gmt":"2022-12-06T08:19:49","guid":{"rendered":"http:\/\/googleapps.co.in\/clients\/dvara-conference-2023\/?page_id=1044"},"modified":"2025-10-06T10:46:45","modified_gmt":"2025-10-06T10:46:45","slug":"resources","status":"publish","type":"page","link":"https:\/\/dvararesearch.com\/conference-2023\/resources\/","title":{"rendered":"Resources"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1044\" class=\"elementor elementor-1044\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bf4001 inner-banner elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5bf4001\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:8,&quot;sizes&quot;:[]},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;],&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}}}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-53ba063\" data-id=\"53ba063\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73f1ccc remove-break-mob elementor-widget elementor-widget-heading\" data-id=\"73f1ccc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Resources<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58564d1 split-breadcrumbs-y elementor-widget elementor-widget-the7-breadcrumb\" data-id=\"58564d1\" data-element_type=\"widget\" data-widget_type=\"the7-breadcrumb.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"assistive-text\">You are here:<\/div><ol class=\"breadcrumbs text-small rcrumbs\" itemscope itemtype=\"https:\/\/schema.org\/BreadcrumbList\"><li itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/ListItem\"><a itemprop=\"item\" href=\"https:\/\/dvararesearch.com\/conference-2023\/\" title=\"Home\"><span itemprop=\"name\">Home<\/span><\/a><meta itemprop=\"position\" content=\"1\" \/><\/li><li class=\"current\" itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/ListItem\"><span itemprop=\"name\">Page<\/span><meta itemprop=\"position\" content=\"2\" \/><\/li><\/ol>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-caee22a elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"caee22a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75e8d2d\" data-id=\"75e8d2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5bfe95 the7-e-tabs-nav-justify-center about-tabs resources border-none the7-e-tabs-view-horizontal icon-align-left elementor-widget elementor-widget-the7-tabs\" data-id=\"c5bfe95\" data-element_type=\"widget\" data-settings=\"{&quot;accordion_breakpoint&quot;:&quot;mobile&quot;}\" data-widget_type=\"the7-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t<div class=\"the7-e-tabs-wrapper\">\n\t\t<div class=\"the7-e-tabs-nav-wrapper\">\n\t\t\t<div class=\"the7-e-tabs-nav-scroll-wrapper\">\n\t\t\t\t<div class=\"the7-e-tabs-nav\" role=\"tablist\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div id=\"the7-e-tab-title-2071\" class=\"the7-e-tab-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"the7-e-tab-content-2071\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h5 class=\"the7-e-tab-title-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"the7-e-tab-nav-button left-button\"><\/div>\n\t\t\t<div class=\"the7-e-tab-nav-button right-button\"><\/div>\n\t\t<\/div>\n\t\t<div class=\"the7-e-tabs-content\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"the7-e-tab-item-wrapper\" data-tab=\"1\">\n\t\t\t\t\t<div class=\"the7-e-tab-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2071\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h5 class=\"the7-e-tab-title-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h5>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"the7-e-tab-content-2071\" class=\"the7-e-tab-content the7-e-tab-text-content\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"the7-e-tab-title-2071\" tabindex=\"0\" hidden=\"false\"><h2>Report<\/h2><ul><li><a href=\"https:\/\/dvararesearch.com\/a-report-on-addressing-debt-distress-in-a-post-covid-world-2\/\" target=\"_blank\" rel=\"noopener\">A Report on Addressing Debt Distress in the Post COVID World<\/a><br \/><small> &#8211; Dwijaraj Bhattacharya, Misha Sharma<br \/>and Rakshith S Ponnathpur, Dvara Research<\/small><\/li><\/ul><h2>Presentations<\/h2><ul><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2025\/10\/Keynote-Address-Rethinking-Poverty-and-Finance-by-Dr-Jonathan-Morduch.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Keynote Address: <\/strong>Rethinking Poverty and Finance- <small>Dr. Jonathan Morduch<\/small><\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2025\/10\/Staging-Presentation-on-Theme-1-Operationalising-Suitability-Imperatives-and-Challenges-by-Deepti-George-4.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Staging-Presentation on Theme 1: <\/strong>Operationalising Suitability Imperatives and Challenges &#8211; <small>Deepti George<\/small><\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2025\/10\/Staging-Presentations-on-Theme-2-Identification-of-Distress-Using-Market-Monitoring-Tools-to-Assess-Borrower-Risks-and-Outcome.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Staging Presentation on Theme 2: <\/strong>Identification of Distress Using Market Monitoring Tools to Assess Borrower Risks and Outcomes, and Listen to Customers &#8211; <small>Juan Carlos Izaguirre and Laura Brix Newbury<\/small><\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2025\/10\/Staging-Presentation-on-Theme-3-An-Overview-of-Approaches-to-Alleviate-Debt-Distress-by-Dwijaraj-Bhattacharya.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Staging Presentation on Theme 3: <\/strong>An Overview of Approaches to Alleviate Debt Distress- <small>Dwijaraj Bhattacharya<\/small><\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2025\/10\/Staging-Presentations-on-Theme-3-Alleviation-of-Distress-Debt-Moratoria-in-the-Pandemic-Experiences-and-Lessons-by-Patrick-Me.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Staging Presentation on Theme 3: <\/strong>Alleviation of Distress Debt Moratoria in the Pandemic Experiences and Lessons &#8211; <small>Patrick Meagher<\/small><\/a><\/li><\/ul><h2>Theme Discussions<\/h2><ul><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2025\/10\/Theme-1_Proceedings_Prevention-of-Distress.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Summary Discussions:<\/strong> Theme 1<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2025\/10\/Theme-2_Proceedings_Identification-of-Distress.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Summary Discussions: <\/strong> Theme 2<\/a><a href=\"https:\/\/www.dvara.com\/research\/conference2023\/wp-content\/uploads\/2023\/08\/Theme-2-Proceedings-Identification-of-Distress.pdf\" target=\"_blank\" rel=\"noopener\"><br \/><\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2025\/10\/Theme-3_Proceedings_Alleviation-of-Distress.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Summary Discussions:<\/strong> Theme 3<\/a><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f946212 remove-break-mob elementor-widget elementor-widget-heading\" data-id=\"f946212\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Further Readings<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9555308 the7-e-tabs-nav-justify-center about-tabs resources the7-e-tabs-view-horizontal icon-align-left elementor-widget elementor-widget-the7-tabs\" data-id=\"9555308\" data-element_type=\"widget\" data-settings=\"{&quot;accordion_breakpoint&quot;:&quot;mobile&quot;}\" data-widget_type=\"the7-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t<div class=\"the7-e-tabs-wrapper\">\n\t\t<div class=\"the7-e-tabs-nav-wrapper\">\n\t\t\t<div class=\"the7-e-tabs-nav-scroll-wrapper\">\n\t\t\t\t<div class=\"the7-e-tabs-nav\" role=\"tablist\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div id=\"the7-e-tab-title-1561\" class=\"the7-e-tab-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"the7-e-tab-content-1561\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h5 class=\"the7-e-tab-title-text\">\n\t\t\t\t\t\t\tTheme 1: <span>Prevention of Distress<\/span>\t\t\t\t\t\t\t<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"the7-e-tab-title-1562\" class=\"the7-e-tab-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"the7-e-tab-content-1562\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h5 class=\"the7-e-tab-title-text\">\n\t\t\t\t\t\t\tTheme 2: <span>Identification of Distress<\/span>\t\t\t\t\t\t\t<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"the7-e-tab-title-1563\" class=\"the7-e-tab-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"the7-e-tab-content-1563\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h5 class=\"the7-e-tab-title-text\">\n\t\t\t\t\t\t\tTheme 3: <span>Alleviation of Distress<\/span>\t\t\t\t\t\t\t<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"the7-e-tab-nav-button left-button\"><\/div>\n\t\t\t<div class=\"the7-e-tab-nav-button right-button\"><\/div>\n\t\t<\/div>\n\t\t<div class=\"the7-e-tabs-content\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"the7-e-tab-item-wrapper\" data-tab=\"1\">\n\t\t\t\t\t<div class=\"the7-e-tab-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1561\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h5 class=\"the7-e-tab-title-text\">\n\t\t\t\t\t\t\tTheme 1: <span>Prevention of Distress<\/span>\t\t\t\t\t\t<\/h5>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"the7-e-tab-content-1561\" class=\"the7-e-tab-content the7-e-tab-text-content\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"the7-e-tab-title-1561\" tabindex=\"0\" hidden=\"false\"><ul><li><a href=\"\/https:\/\/dvararesearch.com\/wp-content\/uploads\/2024\/01\/Operationalising-Suitability-in-Microcredit.pdf\" target=\"_blank\" rel=\"noopener\">A Practical Note on Operationalising-Suitability-in-Microcredit (Dvara.com)<\/a><\/li><li><a href=\"https:\/\/www.youtube.com\/watch?v=GNSLMCBWsYc\" target=\"_blank\" rel=\"noopener\">Technical Session on Operationalising suitability in Microcredit (India Inclusive Finance Summit, 2018)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/guidelines-for-suitability-in-lending-to-low-income-households\/\" target=\"_blank\" rel=\"noopener\">Guidelines for Suitability in Lending to Low-Income Households (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/proceedings-of-the-participant-sessions-at-the-workshop-on-suitability-in-microcredit\/\" target=\"_blank\" rel=\"noopener\">Proceedings of the Participant Sessions at the Workshop on Suitability in Microcredit (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/www.livemint.com\/opinion\/online-views\/a-framework-for-microfinance-regulation-that-would-suit-india-11627317048710.html\" target=\"_blank\" rel=\"noopener\">A Framework for Microfinance Regulation that would Suit India (livemint.com)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/digital-consumer-credit-in-india-time-to-take-a-close-look\/\" target=\"_blank\" rel=\"noopener\">Digital Consumer Credit in India \u2013 Time to Take a Close Look (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/universal-conduct-obligations-for-financial-services-providers-serving-retail-customers-2\/\" target=\"_blank\" rel=\"noopener\">Universal Conduct Obligations for Financial Services Providers Serving Retail Customers (Dvara Position Paper)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/our-response-to-rbis-consultative-document-on-regulation-of-microfinance\/\" target=\"_blank\" rel=\"noopener\">Our Response to RBI\u2019s Consultative Document on Regulation of Microfinance (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/comments-to-the-reserve-bank-of-india-on-the-report-of-the-working-group-on-digital-lending-including-lending-through-online-platforms-and-mobile-apps-dated-18-november2021\/\" target=\"_blank\" rel=\"noopener\">Comments to the Reserve Bank of India on the Report of the Working Group on Digital Lending including Lending through Online Platforms and Mobile Apps dated 18 November 2021 (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/research\/publication\/making-consumer-protection-regulation-more-customer-centric\" target=\"_blank\" rel=\"noopener\">Making Consumer Protection Regulation More Customer-Centric(CGAP Focus Note)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/research\/publication\/consumer-protection-digital-credit\" target=\"_blank\" rel=\"noopener\">Consumer Protection in Digital Credit (CGAP Focus Note)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/rethinking-consumer-protection-responsible-digital-finance-ecosystem\" target=\"_blank\" rel=\"noopener\">Rethinking Consumer Protection: A responsible digital finance ecosystem approach (CGAP Leadership Essay)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/its-time-change-equation-consumer-protection\" target=\"_blank\" rel=\"noopener\">It\u2019s Time to Change the Equation on Consumer Protection(CGAP Leadership Essay)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/how-regulators-can-foster-more-responsible-digital-credit\" target=\"_blank\" rel=\"noopener\">How Regulators Can Foster More Responsible Digital Credit(CGAP Blog)<\/a><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"the7-e-tab-item-wrapper\" data-tab=\"2\">\n\t\t\t\t\t<div class=\"the7-e-tab-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1562\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h5 class=\"the7-e-tab-title-text\">\n\t\t\t\t\t\t\tTheme 2: <span>Identification of Distress<\/span>\t\t\t\t\t\t<\/h5>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"the7-e-tab-content-1562\" class=\"the7-e-tab-content\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"the7-e-tab-title-1562\" tabindex=\"0\" hidden=\"hidden\"><ul><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2023\/12\/Detecting-Over-Indebtedness-while-Monitoring-Credit-Markets-in-India.pdf\" target=\"_blank\" rel=\"noopener\">Detecting Over-Indebtedness while Monitoring Credit Markets in India (Dvara.com)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/events\/workshop\/\" target=\"_blank\" rel=\"noopener\">A Workshop on Market Monitoring and Market Disciplining of Credit Institutions (Dvara.com)<\/a><\/li><li><a href=\"https:\/\/www.findevgateway.org\/blog\/2021\/09\/detecting-borrower-distress\" target=\"_blank\" rel=\"noopener\">Detecting Borrower Distress: A New Framework for Monitoring Credit Markets for Over-Indebtedness (FinDev Gateway)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/pass-through-of-loan-restructuring-information-micro-finance-loans-and-credit-bureau-records\/\" target=\"_blank\" rel=\"noopener\">Pass-Through of Loan-Restructuring Information: Micro-Finance Loans and Credit Bureau records (Dvara Research)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/topics\/collections\/market-monitoring\" target=\"_blank\" rel=\"noopener\">Market Monitoring Tools for Financial Consumer Protection (CGAP Publication)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/its-time-slow-digital-credits-growth-east-africa\" target=\"_blank\" rel=\"noopener\">It\u2019s Time To Slow Digital Credit\u2019s Growth in East Africa (CGAP Blog)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/it-possible-estimate-financial-stress-it-harms-borrowers\" target=\"_blank\" rel=\"noopener\">Is it possible to Identify Financial Stress before it Harms Borrowers? (CGAP Blog)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/digital-consumer-credit-in-india-time-to-take-closer-look\" target=\"_blank\" rel=\"noopener\">Digital Consumer Credit in India: Time to take a closer look (CGAP Blog)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/analyzing-social-media-spot-digital-consumer-credit-risks-india\" target=\"_blank\" rel=\"noopener\">Analyzing Social Media to Spot Digital Consumer Credit Risks in India(CGAP Blog)<\/a><\/li><li><a>The Evolving Nature and Scale of Consumer Risks in Digital Finance(CGAP Blog)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/research\/reading-deck\/evolution-nature-and-scale-dfs-consumer-risks-review-evidence\" target=\"_blank\" rel=\"noopener\">The Evolution of the Nature and Scale of DFS Consumer Risks: A Review of Evidence (CGAP Research Publication)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/research\/reading-deck\/digital-credit-market-monitoring-tanzania\" target=\"_blank\" rel=\"noopener\">Digital Credit Market Monitoring in Tanzania(CGAP Reading Deck)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/research\/infographic\/digital-credit-revolution-insights-kenya-and-tanzania\" target=\"_blank\" rel=\"noopener\">A Digital Credit Revolution: Insights from Borrowers in Kenya and Tanzania(CGAP Infographic)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/research\/publication\/digital-credit-revolution-insights-borrowers-kenya-and-tanzania\" target=\"_blank\" rel=\"noopener\">A Digital Credit Revolution: Insights from Borrowers in Kenya and Tanzania(CGAP Focus Note)<\/a><\/li><li><a>Customer Outcomes-Based Approach to Consumer Protection: A Guide to Measuring Outcomes (CGAP Reading Deck)<\/a><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"the7-e-tab-item-wrapper\" data-tab=\"3\">\n\t\t\t\t\t<div class=\"the7-e-tab-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1563\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h5 class=\"the7-e-tab-title-text\">\n\t\t\t\t\t\t\tTheme 3: <span>Alleviation of Distress<\/span>\t\t\t\t\t\t<\/h5>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"the7-e-tab-content-1563\" class=\"the7-e-tab-content the7-e-tab-text-content\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"the7-e-tab-title-1563\" tabindex=\"0\" hidden=\"hidden\"><ul><li><a href=\"https:\/\/dvararesearch.com\/covid-19-and-debt-moratorium-the-case-of-microcredit\/\" target=\"_blank\" rel=\"noopener\">COVID-19 and Debt Moratorium &#8211; The Case of Microcredit (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/rbis-resolution-frameworks-a-case-for-extension-and-amendment\/\" target=\"_blank\" rel=\"noopener\">RBI\u2019s Resolution Frameworks: A Case for Extension and Amendment (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/addressing-borrower-distress-a-principle-based-approach\/\" target=\"_blank\" rel=\"noopener\">Addressing Borrower Distress- A Principle-based Approach (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/www.ideasforindia.in\/topics\/money-finance\/covid-19-and-debt-moratorium-conundrum-the-case-of-microfinance.html\" target=\"_blank\" rel=\"noopener\">Covid-19 and Debt Moratorium Conundrum: The Case of Microfinance (Ideas for India)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/how-microcredit-borrowers-availed-the-covid-19-debt-moratorium-a-case-study\/\" target=\"_blank\" rel=\"noopener\">How Microcredit Borrowers Availed the Debt Moratorium: A Case Study (Dvara Research Blog)<\/a><\/li><li><a href=\"https:\/\/www.ibbi.gov.in\/uploads\/whatsnew\/1d8b31fc65f7ac6f09a973be8f12f868.pdf\" target=\"_blank\" rel=\"noopener\">The Curious Case of Fresh Start Process: An Inquiry into Historical Antecedents, International Analogues, and Domestic Substitutes (Book Chapter: 5 Quinquennial of Insolvency and Bankruptcy Code, 2016, IBBI)<\/a><\/li><li><a href=\"https:\/\/dvararesearch.com\/wp-content\/uploads\/2024\/01\/Estimating-Eligibility-for-the-Fresh-Start-Mechanism-under-IBC-2016.pdf\" target=\"_blank\" rel=\"noopener\">Estimating Eligibility for the Fresh Start Mechanism under IBC, 2016 (Dvara Research Working Paper)<\/a><\/li><li><a href=\"https:\/\/www.thehindubusinessline.com\/opinion\/needed-a-modern-personal-insolvency-regime\/article32267319.ece\" target=\"_blank\" rel=\"noopener\">Needed, A Modern Personal Insolvency Regime (The Hindu Business Line)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/research\/covid-19-briefing\/debt-relief-pandemic-lessons-india-peru-and-uganda\" target=\"_blank\" rel=\"noopener\">Debt Relief in the Pandemic: lessons from India, Peru and Uganda (CGAP briefing)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/debt-moratoria-next-pandemic-be-prepared-and-be-fair\" target=\"_blank\" rel=\"noopener\">Debt Moratoria in the Next Pandemic: Be Prepared and Be Fair (CGAP Blog)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/events\/mitigating-digital-finance-risks-consumers-sub-saharan-africa\" target=\"_blank\" rel=\"noopener\">Mitigating Digital Finance Risks for Consumers in Sub-Saharan Africa(CGAP Webinar)<\/a><\/li><li><a href=\"https:\/\/www.cgap.org\/blog\/break-bias-evidence-shows-digital-finance-risks-hit-women-hardest\" target=\"_blank\" rel=\"noopener\">Break the Bias: Evidence Shows Digital Finance Risks Hit Women Hardest(CGAP Blog)<\/a><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<span class=\"item-divider\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e8013c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7e8013c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5cd89ce\" data-id=\"5cd89ce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41b6b37 elementor-widget elementor-widget-template\" data-id=\"41b6b37\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"2240\" class=\"elementor elementor-2240\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b5272a1 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"b5272a1\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6bfe4ec\" data-id=\"6bfe4ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bde0265 elementor-widget elementor-widget-heading\" data-id=\"bde0265\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Have any Queries?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ee922d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee922d6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e8ef83a\" data-id=\"e8ef83a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2a15086\" data-id=\"2a15086\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-424d5c9 elementor-widget elementor-widget-text-editor\" data-id=\"424d5c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Reach out to us by sending an email to one of the addresses provided below and we will help you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4707524 elementor-widget elementor-widget-heading\" data-id=\"4707524\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"mailto:supriya.saxena@dvara.com\" target=\"_blank\">supriya.saxena@dvara.com<\/a><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aae3a9 mar-bot-0 elementor-widget elementor-widget-heading\" data-id=\"4aae3a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"mailto:dwijaraj.b@dvara.com\" target=\"_blank\">dwijaraj.b@dvara.com<\/a><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-248185a\" data-id=\"248185a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Resources You are here: Home Page Report A Report on Addressing Debt Distress in the Post COVID World &#8211; Dwijaraj Bhattacharya, Misha Sharmaand Rakshith S Ponnathpur, Dvara Research Presentations Keynote Address: Rethinking Poverty and Finance- Dr. Jonathan Morduch Staging-Presentation on Theme 1: Operationalising Suitability Imperatives and Challenges &#8211; Deepti George Staging Presentation on Theme 2:&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1044","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Resources - Dvara Research Conference 2023<\/title>\n<meta name=\"description\" content=\"Dvara Research Conference 2023 resources: Theme 1: Prevention of Distress, Theme 2:Detection of Distress, Theme 3:Alleviation of Distress.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dvararesearch.com\/conference-2023\/resources\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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