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Know Your Kisan – A Peek into the Financial Lives of Indian Farmers through the NAFIS Survey 2021-22

Dvara Research

In this blog, we will highlight some interesting facts about agricultural households from the survey through a set of questions that can help contextualise the financial lives of farmers and their families.

20/12/2024

How rural households manage their financial lives- Insights from the NAFIS Report 2021-22

Dvara Research

This blog presents key insights from the second round of the survey report, NAFIS 2021-22, and finds that the rural households’ investment portfolio continues to be dominated by physical assets, which is in contrast with

19/12/2024

Exploring the Phenomenon of Debt Distress and Possible Solutions

IFI Reports

This chapter emphasises the realities of the sector that create a feedback loop, where lenders are incentivised to over-lend and borrowers to over-borrow, until crisis intervenes as a necessary and often tragic correction

17/12/2024

How have household balance sheets changed post the pandemic? A descriptive analysis of household portfolios using CMIE’s Consumer Pyramid Household Survey Dataset

Dvara Research

According to a report by Crif High Mark, microfinance loans overdue for up to 31-180 days increased from 2.1% in March 2024 to 2.7% in June 2024. While there could be several supply-side factors at

07/11/2024

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Researcher In Focus

Aishwarya Narayan

Senior Research Associate

Expertise

Social Protection Initiative

Center For Customer Protection, Home Post, Opinion Editorials, Opinions

Need a more flexible AePS environment

25/10/24

Center For Customer Protection, Home Post, Opinion Editorials, Opinions

UPI’s democratised cashless payments but not grievance redressal

16/10/24

Researcher’s Portfolio

About Dvara Research

Dvara Research is an independent, non-partisan, not-for-profit policy research institution based in India. Its mission is to ensure that every low-income household and every small enterprise has complete access to suitable financial services and social security through a range of channels that enable them to use these services securely and confidently.

Since 2008, Dvara Research has deeply analysed, and carefully written about, financial inclusion and social protection in India from policy, regulatory, and practitioner perspectives that are anchored to its mission.

Its work has gained the admiration and respect of policymakers and regulators, and since its inception, Dvara Research has been a research-partner of choice for such key policy-making bodies as the Reserve Bank of India, Securities and Exchange Board of India, Pension Fund Regulatory and Development Authority etc.