Conversations with the newly banked in Indian cities
Initially, Kanhaiya[i] was wary of speaking to us. He was clutching his wallet tightly and declared upfront that he would not be showing us his ATM card.
Harms to Consumers in a Modular Financial System
This post is part of our blog series on the Conference on Designing Regulations for a Rapidly Evolving Financial System hosted by Dvara Research (formerly known as IFMR Finance Foundation).
Mapping Modularisation in the Financial Services Industry
This post is part of our blog series on the Conference on Designing Regulations for a Rapidly Evolving Financial System hosted by Dvara Research (formerly known as IFMR Finance Foundation).
Designing Regulations for a Rapidly Evolving Financial System – Financial Systems Design Conference 2017
Dvara Research (formerly known as IFMR Finance Foundation) held its 3rd Financial Systems Design Conference on August 4th and 5th, 2017 in Chennai India.
Moving towards a user data rights regime
The collection and use of personal data in order to deliver public and commercial services is now routine in India. For a country with large digital ambitions, one of the key questions will be: How should we think about regulating the use of Indians’ personal data?
Listen to the People
The Nature of Financial Advice for Low-income Households
I was at an excellent behavioural finance conference organised by the Michigan University’s Centre on Finance, Law & Policy last week.
The Right to Privacy Judgment: Initial Reflections on Implications for Digital Financial Services
The Supreme Court of India’s judgment on the fundamental right to privacy yesterday, 24 August 2017, speaks directly to the sweeping changes we are witnessing in the way that the State and private companies use citizens’ personal data
Big Data, Financial Inclusion and Privacy for the Poor
Financial inclusion is not good in itself.We value financial inclusion as a means to an end.
Insights from the “Digital Investments Roundtable” hosted by the Future of Finance Initiative
In the first and second posts of this series on the three Future of Finance Initiative (FFI) workshops hosted in April, we focused on digital payments and digital credit respectively.
