Independent Research and Policy Advocacy

A Workshop on Market Monitoring and Market Disciplining of Credit Institutions: Perspectives for the Regulator

Friday, September 24th 2021, 2:30 – 6:35 PM IST

This workshop aims to gather the views of various stakeholders, such as regulators, practitioners, and researchers, to understand the nuances of two related themes. One is on the feasibility of operationalising a framework to enhance the RBI’s credit market monitoring capacity, while detecting the prevalence of overindebtedness and; two is on improving the quality of public disclosures pertaining to the financial position and health of banks and non-bank lenders in India to enable better market disciplining.

Friday, September 24th 2021, 2:30 – 6:35 PM IST

2:35 PM – 3:00 PM: A Framework for Detecting Over-Indebtedness and Monitoring Credit Markets – What and Why– Dwijaraj Bhattacharya, Senior Research Associate, Dvara Research

Panel Discussion

3:00 PM – 4:30 PM: What is the Role of the Regulator in Monitoring and Responding to Over-Indebtedness?

N. S. Vishwanathan

Ex-Deputy Governor, RBI

Jorge Mogrovejo

Deputy Superintendent, BIPPA, Peru

Gabriel Davel

CEO, Centre for Credit Market Development & Innovation

Anantha Nageswaran

Part-time Member of the Economical Advisory Council to the Prim minister, India

Friday, September 24th 2021, 2:30 – 6:35 PM IST

4:40 PM – 5:00 PM: An Assessment of Banks’ and NBFCs’ public disclosures requirements against BCBS Transparency Framework- Madhu Srinivas,Senior Research Associate, Dvara Research

Panel Discussion

5:00 PM – 6:30 PM: Supporting Market Participants in Market Disciplining: Improving Public Disclosures


Harsh Vardhan

Executive-in-Residence, SPJIMR


Sankaran Naren

ED & CIO, ICICI Prudential AMC


Nandini Vijayaraghavan

Head of Research, Korea Development Bank


Niranjan Chipalkatti

Chair & Professor, Accounting Department Seattle University


Ananth Narayan

Part-time Member of the Economical