Professor Michael Barr is a professor of law and public policy, working on issues within domestic and international financial regulation. He served from 2009 to 2010 as the U.S. Department of the Treasury assistant secretary for financial institutions and was a key architect of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. He is also on the Advisory Board of Lending Club, an online lending marketplace and Ripple Labs, the global leader in distributed payments technology and supporters of the Ripple protocol.