Principles of responsible and trustworthy AI in digital lending

The paper explores what RTAI means in the context of digital lending. The first section compiles principles of RTAI along with its essential components. The next section maps relevant tools for each principle. These tool recommendations can help lenders implement RTAI practices in their operations.
Comments to the Consultation Paper on Guidelines for Responsible Usage of AI/ML In Indian Securities Markets, dated 20 June 2025

The Consultation Paper sets out the landscape of use cases of AI prevalent in the Indian Securities Market.
Responsible AI in digital lending

Fairness, explainability and human-in-the-loop principle are vital elements of Responsible AI
Responsible and Trustworthy AI in Digital Lending: From Principles to Practices

This Whitepaper unpacks what RTAI would mean in the context of digital lending. While the term Responsible AI has been adequately conceptualized in academia and elsewhere, it still needs to be coherently contextualized to specific domains.
Our Response to the Report on AI Governance Guidelines Development released by the Ministry of Electronics and Information Technology

The response presents our thinking on the governance of artificial intelligence (AI). It is divided into two parts. Part A summarises our key inputs which are also presented below in the form of this write-up. Part B provides a section-by-section paragraph-wise detailed feedback as per the Ministry’s Consultation Form requirements.
How to develop trustworthy AI in digital lending

Establishing principle-level guidance on operationalising Responsible AI would induce clarity and confidence