Can financial decisions be free of emotion? Why it’s not the case in Indian households
The social dimension of household finances is often missed by popular commentary on finance, which sees such decisions as being made by an individual for only themselves.
Govt linked JAM to DBT but the blindspot of ‘exclusion’ emerged. Here’s how to plug it
Large-scale scams in PM-Kisan suggest there’s vast leakage in DBT advantages. While inclusion errors are being tracked, exclusion should take priority.
To avoid Yes Bank-like shocks, let differentiated banking licenses address financing gaps
India urgently needs a range of entities to solve for the vast diversity in its credit intermediation requirements, including in infrastructure financing.
Why more smart phones and bank accounts haven’t brought financial digital inclusion in India
India’s financial sector has been a gung-ho adopter of technology. But design of technology and finance have hardly reflected users’ lived realities.
