Summary of the RBI FREE AI Committee Report

In the first blog of this series of two, we break down (i) the Committee’s methodology, (ii) key insights on the current state of AI adoption, (iii) FREE AI Framework and (iv) its recommendations.
Comments to the Consultation Paper on Guidelines for Responsible Usage of AI/ML In Indian Securities Markets, dated 20 June 2025

The Consultation Paper sets out the landscape of use cases of AI prevalent in the Indian Securities Market.
Responsible AI in digital lending

Fairness, explainability and human-in-the-loop principle are vital elements of Responsible AI
Responsible and Trustworthy AI in Digital Lending: From Principles to Practices

This Whitepaper unpacks what RTAI would mean in the context of digital lending. While the term Responsible AI has been adequately conceptualized in academia and elsewhere, it still needs to be coherently contextualized to specific domains.
Our Response to the Report on AI Governance Guidelines Development released by the Ministry of Electronics and Information Technology

The response presents our thinking on the governance of artificial intelligence (AI). It is divided into two parts. Part A summarises our key inputs which are also presented below in the form of this write-up. Part B provides a section-by-section paragraph-wise detailed feedback as per the Ministry’s Consultation Form requirements.
How to develop trustworthy AI in digital lending

Establishing principle-level guidance on operationalising Responsible AI would induce clarity and confidence