Why customer protection is central to financial inclusion
India needs a robust and comprehensive financial customer protection regime, which it currently lacks. Imagine the following scenario. Raja and Rani are a low-income householder couple with two children in elementary school. They also take care of Raja’s ailing mother. The household’s monthly income is ₹20,000.
Leveraging Fintech for Risk-based Pricing & Personalisation
These less-discussed applications of fintech can transform microloan pricing and personal finance, leading to fair lending and wider inclusion
The Theory of Consumer Protection – Part I
IFMR Finance Foundation is working on the agenda of consumer protection in finance as part of its mandate on financial systems design.