A Framework for Detecting Over-indebtedness and Monitoring Indian Credit Markets
Excessive debt negatively affects households and can diminish any developmental gains from such debt. It also dampens a nation’s economic growth and threatens its financial stability.
Expanding Access To Bank Credit By Building The NBFC Periphery
he current approach is making NBFCs safer but requiring banks to become riskier, write Nachiket Mor and Dwijaraj Bhattacharya.
Read more at: https://www.ndtvprofit.com/bq-blue-exclusive/expanding-access-to-bank-credit-by-building-the-nbfc-periphery
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Making Grievances Matter: Unpacking Exclusion, Grievance Redress, and the Role of Civil Society Organisations
This post summarises the research findings from our recently concluded project on exclusion and grievance redress that was undertaken in collaboration with Gram Vaani et.al
To avoid Yes Bank-like shocks, let differentiated banking licenses address financing gaps
India urgently needs a range of entities to solve for the vast diversity in its credit intermediation requirements, including in infrastructure financing.
Vastness of Informality and Unprotected Risk in Indian Labour Markets
This chapter documents the growing informalization of India’s labour force and the consequences of this phenomenon for the state of social protection in India.
Consumer Grievance Redress in Financial Disputes in India
This post provides an overview of the financial consumer grievance redress system in India and highlights the issues that make it less effective and less consumer-friendly
Pradhan Mantri Jan Arogya Yojana (PM-JAY): The Scheme and it’s Potential to Reform India’s Healthcare System
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a health insurance/ assurance scheme which was launched by the Government of India (GoI) in September 2018. It is the second component under Ayushman Bharat; a scheme envisioned to achieve Universal Health Coverage (UHC) in India.
Managed Care: Linking Health Care with Health Insurance
In this post, we examine the concept of managed care and attempt to understand its relevance in the Indian context.
Response dated 31 January 2021 to the Report by the Committee of Experts on Non-Personal Data Governance Framework released by the Ministry of Electronics and Information Technology in December 2020
An analysis of literature on the socio-economic implications of sharing privately held NPD and the objectives of other comparable frameworks suggests that the rationale for some of these goals are unclear. They do not take into consideration the complete economic and social merits and demerits of sharing privately held NPD.
Our Response to the Report by the Committee of Experts on Non-Personal Data Governance Framework, December 2020
In this blog post, we present our comments to the Report by the Committee of Experts on Non-Personal Data Governance Framework, December 2020