Pradhan Mantri Jan Arogya Yojana (PM-JAY): The Scheme and it’s Potential to Reform India’s Healthcare System
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a health insurance/ assurance scheme which was launched by the Government of India (GoI) in September 2018. It is the second component under Ayushman Bharat; a scheme envisioned to achieve Universal Health Coverage (UHC) in India.
Managed Care: Linking Health Care with Health Insurance
In this post, we examine the concept of managed care and attempt to understand its relevance in the Indian context.
Response dated 31 January 2021 to the Report by the Committee of Experts on Non-Personal Data Governance Framework released by the Ministry of Electronics and Information Technology in December 2020
An analysis of literature on the socio-economic implications of sharing privately held NPD and the objectives of other comparable frameworks suggests that the rationale for some of these goals are unclear. They do not take into consideration the complete economic and social merits and demerits of sharing privately held NPD.
Our Response to the Report by the Committee of Experts on Non-Personal Data Governance Framework, December 2020
In this blog post, we present our comments to the Report by the Committee of Experts on Non-Personal Data Governance Framework, December 2020
State of Financial Inclusion in Rural Tamil Nadu: Notes from the Field
In this blog post, we summarise the results from survey conducted to understand the challenges faced by rural households’ in accessing and using formal financial services
Proposing a Framework to Document Exclusion in Direct Benefit Transfers
In this blog post, we propose a framework that can be used to document the various axes of exclusion in DBT against the broad policy context
Impact of Information Disclosure on Consumer Behaviour: Case of AT1 Bonds
This paper report results from an experimental study that examines the impact of information disclosure on consumers’ purchase decision of a high-risk financial product
Formalising social security for the informal sector
During the Budget speech, the Finance inister talked about the 20-year long process of implementing the labour codes in India.
Assam Crisis Brings to Fore Protracted Regulatory Issues in Tackling Borrower Debt Stress
Reports of growing debt stress among microfinance borrowers in Assam follows a similar path as those in AP. In this post we analysis this issue and provide possible solutions
Detecting Over-Indebtedness while Monitoring Credit Markets in India
The household sector, comprising of individuals, households, proprietorships, and other non-corporate entities, has over INR 46 trillion as outstanding in the Indian formal credit market. The ability to access credit enables an individual and her household to gain better financial wellbeing and economic welfare outcomes, and an excess of credit can diminish any developmental gains. […]
