Author: Dvara Research

In this blog post, we summarise the results from survey conducted to understand the challenges faced by rural households’ in accessing and using formal financial services

In this blog post, we propose a framework that can be used to document the various axes of exclusion in DBT against the broad policy context

This paper report results from an experimental study that examines the impact of information disclosure on consumers’ purchase decision of a high-risk financial product

During the Budget speech, the Finance inister talked about the 20-year long process of implementing the labour codes in India.

Reports of growing debt stress among microfinance borrowers in Assam follows a similar path as those in AP. In this post we analysis this issue and provide possible solutions

The household sector, comprising of individuals, households, proprietorships, and other non-corporate entities, has over INR 46 trillion as outstanding in the Indian formal credit market. The ability to access credit enables an individual and her household to gain better financial wellbeing and economic welfare outcomes, and an excess of credit can diminish any developmental gains. […]

In this report we propose Monitoring and Detection Framework for OID with twin outcomes in mind, that of financial stability and financial consumer protection

In this research brief, we use the income and expenditure data from CMIE to study the formal savings potential of the households over a period of six years

In this blog post, we summarise our comments to the Working Document: Enforcement Mechanisms for Responsible #AIforAll