Author: Dvara Research

This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators. These are licensed entities exclusively dedicated to collecting, retrieving and sharing customers’ financial information with other financial entities with the customers’ consent.

In this blog post, we analyse migrant risks and work choices

In this case study, we explore the case of a farmer who spent a year attempting to enrol under PMK

Through this blogpost, we release the Conference Proceedings for the Fourth Dvara Research Conference, 2019 on the theme of “Regulating Data-driven Finance”

This research brief attempts to bridge the gap in the literature by systematically examining the current state of digital lending serving the MSME sector in India

This blogpost discusses the case of an unorganised sector worker who, along with many other workers, did not receive the cash entitlement into her bank account

This blog post deconstructs three crucial examples of states seeking to implement digital welfare systems and contracting out design and implementation to private entities

In this post, we outline some measures that the RBI and Government can take to alleviate the stress faced by the MFI sector

This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record

In this post, we provide some comments on social security for informal workers as it now stands under the 2020 Code.