India has a new code to simplify law on minimum wages – but it doesn’t give workers any real benefit
It provides no guidelines to account for minimum consumption by households, despite Supreme Court rulings on this.
Note on the RBI circular on External Benchmark for Banks
RBI would do well to rethink its strategy of improving policy transmission by linking retail loans to external benchmarks.
Reflections on 2019 Nobel Prize in Economic Sciences
On the 2019 Nobel Prize in Economic Sciences awarded to Abhijit Banerjee, Esther Duflo and Michael Kremer.
A Blueprint For Implementing India’s Personal Data Protection Law
Information from individuals is often stated to be the fuel that will power our new digital economy. As India powers into the information age, a key issue facing policymakers is the regulation of the use of this personal information.
Blog Competition on Suitable Finance for Agricultural Households
Inaugural Dvara Research Blog Competition 2019
Implementing the Personal Data Protection Bill: Mapping Points of Action for Central Government and the future Data Protection Authority in India
Dvara Research Policy Brief – Implementing the Personal Data Protection Bill in India
The Contours of Public Policy for Non-Personal Data Flows in India
Insights on Non-Personal Data (NPD)
Financial Regulation of Consumer-facing Fintech in India: Status Quo and Emerging concerns
Regulators and even the government have off-late been invested in understanding the landscape of fintech activities and devising an appropriate response to its attendant risks and opportunities.
Comments to the Reserve Bank of India (RBI) on the Discussion Paper on Guidelines for Payment Gateways and Payment Aggregators (the Discussion Paper) dated 17 September 2019
In this Response, we present our comments on the RBI’s Discussion Paper on the Guidelines for Payment Gateways (PG) and Payment Aggregators (PA) in response to the call for comments from stakeholders (Reserve Bank of India, 2019c). Our comments are organised into five broad themes…
Common conduct rules can help align financial services with customers
Individuals and households need access to reliable financial services like a safe and accessible place to save and affordable credit.