Independent Research and Policy Advocacy

Comments to the Reserve Bank of India (RBI) on the Discussion Paper on Guidelines for Payment Gateways and Payment Aggregators (the Discussion Paper) dated 17 September 2019

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Dvara Research1 is an Indian not-for-profit policy research and advocacy institution guided by our mission of ensuring that every individual and every enterprise has complete access to financial services. Our work addresses emerging issues in policy and regulation for consumer protection, given the sweeping changes that are reshaping retail financial services in India. The effects of disintermediation in finance, including through the growth of fintech, is a core area of our recent research.

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