Why the land and gold obsession of rural Indians may be entirely rational
What does the asset allocation look like for people living in remote rural India (villages with less than 5000 population)?
Who will pay for the payments plumbing?
What will it take to make payments universal in India with a ratio closer to one point for every 100 citizens and importantly, who will pay for creating this infrastructure?
Govt needs to revisit priority sector lending policy for more effective financial inclusion
There has been much discussion recently about the distorting nature of various indirect subsidies such as those being offered via price controls on fuel and fertiliser.
Read more at:
https://economictimes.indiatimes.com/opinion/et-commentary/govt-needs-to-revisit-priority-sector-lending-policy-for-more-effective-financial-inclusion/articleshow/17685747.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
Will the For-Profit Model be Accepted in the Social Sector?
Governments have proven to be too inefficient, the non-profits too small and the corporates too greedy to provide basic services. What about for-profit social enterprises?
Big concerns over small loans
The recent controversy surrounding the microfinance sector has entirely eclipsed the fact that it is the first effort in India to have delivered financial services to remote corners of the country in a self-sustaining manner.
Basic economic freedom: why can’t we get it done?
India has a concentrated banking system, which means that if five individuals decide that this needs to be done, it will be done.
Debunking Myths about the Poor and Financial Services
The power of finance to transform the lives of the poor is not well understood.
Finance as Noise-Cancelling Headphones
Finance is a tool that, when it works well, is designed to help an individual or a firm move resources smoothly across time and across different states of their lives (such as good health and ill health).
