Category: Opinions

The RBI’s Scale Based Regulation (SBR): A Revised Regulatory Framework for NBFCs mandates a Core Banking Solution (CBS) for all NBFCs with more than 10 branches

The pandemic-led economic crisis has exacerbated the rising indebtedness among India’s poor households, and could push more families into a debt trap

There is an urgent need to make formal financial services more flexible, and customer centric, in order to increase its usability

A new framework for monitoring credit markets for over-indebtedness

he microfinance movement in India is set to receive another dose of impetus with the Reserve Bank of India’s (RBI) recently released Consultative Document on Regulation of Microfinance in June 2021. Following the Malegam Committee Report, which is a decade old now, the current document looks to reassess and realign the priorities of the sector.

CoWIN has been developed as a digital platform to support Covid-19 vaccination efforts in India. While most are familiar with the interface for citizens to book vaccination slots, CoWIN also supports multiple other functions.

Impact of information disclosure on consumer behaviour: The case of high-risk bonds

Clear statutory backing, clarity of objectives and an independent and professional management are key to the success of a bad bank. These components seem absent in the current structure.

An RBI paper with bold proposals for this sector should stir a discussion on broader policy reforms

From a student perspective, there are several challenges associated with paying for any form of higher education, which requires a greater level of commitment in terms of cost.