Why We Need Banks… And Getting Indian Banking Right
Banks in India will need to work hard to build a well-functioning ‘internal market’, which at the moment is quite broken.
Finding the common man in the capital markets
SEBI needs to clearly define who a retail consumer is and ensure that this definition is inclusive enough that it accounts for the universe of consumers that are susceptible to the mis-selling of financial products and services
India’s proposed data protection regulator needs strong safeguards
On August 30, Paytm Mall allegedly suffered a massive data breach after being targeted of a group of hackers. The allegations were made by Cyble, a US cyber-risk intelligence firm. These were immediately denied by Paytm Mall, which, in turn, threatened to take legal action against Cyble. Meanwhile, customers and vendors have no way of verifying whether a breach occurred, or if their data has been compromised,
Private Players in Welfare Delivery: A Case Study from South Africa
In this blog post we study the privatisation of grants system in the South Africa
A beneficial funding route
Setting up the first regulated, non-profit focused ‘social stock exchange-listed’ social venture fund can be a major milestone for India’s non-profit sector
Aligning Priority Sector Credit To India’s Growth Needs
Reforms to PSL can have tremendous impact both on regional/sectoral development as well as improving the quality of bank assets.
Can Lenders Also Sell Insurance and Investment Products?
Formal credit providers have increasingly gained prominence as a channel for distribution of non-credit products, such as insurance, investment and retirement products, to low-income households in India.
Needed, a modern personal insolvency regime
Personal insolvency needs to be treated as a social insurance option. A mechanism which relies on the interaction between creditors and borrowers must be put in place
Digital finance in the time of DeepFakes
The Reserve Bank of India (RBI) recently allowed financial institutions to on-board new customers using video-KYC.
Social Stock Exchange: Tax And Other Policy Recommendations
In this series of columns, members of a drafting team on the Working Group report on Social Stock Exchange detail important recommendations.
