Notes from the NCIF 2011 Annual Development Banking Conference
These are some of my observations from a conference that I attended recently organised by the National Community Investment Fund (NCIF) for a specific class of US institutions: CDFI (Community Development Financial Institutions) Banks.
Why is the SARFAESI Act of critical importance to lenders?
An asset becomes non-performing when it ceases to generate income for the bank. In India, a Non-Performing Asset (NPA) is broadly defined as one with interest or principal repayment instalment unpaid for more than 90 days.
Growth Week – Ideas for Growth: Macro Finance
The International Growth Centre at the London School of Economics (LSE) is an institution that offers independent advice on economic growth to governments of developing countries.
Deregulation of savings bank interest rates: A welcome move
Following the release of a discussion paper on deregulation of savings bank deposit interest rates, the Reserve Bank of India (RBI) has in its second quarterly review of Monetary Policy 2011-12, deregulated savings bank deposit rates with immediate effect.
Understanding the KGFS Customer’s expenditure patterns
In this third post under the series “Understanding the KGFS Customer” we present data regarding expenditure patterns of rural households enrolled with KGFS.
IFMR Financial Systems Design Conference 2011 – Risk Aggregation
The IFMR Financial Systems Design Conference 2011 was organised into three main sessions for discussions – Origination, Risk Transmission and Risk Aggregation.
The urgent need for high-quality distributors in the Indian financial system
I had a fascinating meeting today with Gayathri, CEO of LabourNet Services that reminded me of some fundamental challenges in financial inclusion.
IFMR Financial Systems Design Conference 2011 – Origination
As promised in our earlier post that briefly notified the conclusion of the IFMR Financial Systems Design Conference 2011, we will be sharing a summary of the deliberations that happened.
Origination
How do we Know our Customers?
This is the second in the series of posts under the topic “Understanding the KGFS Customer”. The author, Sowmya Vedula, of IFMR Rural Finance, presents data regarding KYC documents (both ID and address proof documents) furnished by potential customers when they enrol with KGFS.
