Independent Research and Policy Advocacy

Sowmini G Prasad

Sowmini G Prasad Dvara

Sowmini is a Senior Research Associate with the Financial Systems Design initiative at Dvara Research. Her research focuses on the design of regulatory frameworks that govern India’s financial markets and customer protection in financial services. She also contributes to the organization’s research efforts on India’s health systems. Sowmini holds a master’s degree in public policy […]

Priyadarshini Ganesan

Priyadarshini Ganesan Dvara

Priyadarshini Ganesan is a Senior Research Associate with the Household Finance Practice at Dvara Research, specialising in financial inclusion and agriculture finance. Her work explores key themes, such as credit, savings, insurance, etc., to identify pathways that translate financial access into meaningful impact. With over nine years of diverse experience spanning corporate roles, Public Sector […]

Niyati Agrawal

Niyati Agrawal Dvara

Niyati is a Senior Research Associate with the Household Finance Research Initiative. She completed her Master’s in Economics from Ashoka University, wherein for her dissertation, she worked on developing a theoretical model to study the problem of self-control with respect to social influence. Prior to joining Dvara Research, she worked with the Ministry of Commerce […]

Hasna Ashraf

Hasna Ashraf Dvara

Hasna is a Senior Research Associate with the Social Protection Initiative. She completed her master’s degree in development studies from Indian Institute of Technology, Madras. At Dvara Research she has been researching extensively about social security systems, with a focus on health systems. As a fellow to the Lancet Citizens’ Commission on Reimagining India’s Health […]

Amulya Neelam

Amulya Neelam Dvara

Amulya is a Senior Research Associate in the Financial Systems Design initiative. Her research focuses on understanding and improving access to suitable financial services for all, especially low-income households. Her work aims to enable the creation of a regulatory framework that fosters both meaningful inclusion and financial stability. Amulya holds a Master’s in Rural Management […]

Aishwarya Narayan

Aishwarya Narayan Dvara

Aishwarya is a Senior Research Associate at Dvara Research. She is passionate about building welfare systems that are equitably accessible for all and redistributive in nature. Aishwarya’s areas of research and advocacy include digitisation in social protection, last-mile delivery systems, and grievance redress mechanisms in digital finance and social protection. An overarching theme across her […]