Independent Research and Policy Advocacy

Sowmini G Prasad

Sowmini G Prasad Dvara

Sowmini is a Senior Research Associate with the Financial Systems Design initiative at Dvara Research. Her research focuses on the design of regulatory frameworks that govern India’s financial markets and customer protection in financial services. She also contributes to the organization’s research efforts on India’s health systems. Sowmini holds a master’s degree in public policy […]

Priyadarshini Ganesan

Priyadarshini Ganesan Dvara

Priyadarshini is a Senior Research Associate with focus on household finance. She has previously worked as Executive Officer with ECGC Ltd in the field of export credit insurance and as a Research Associate with IFMR LEAD in the theme of financial inclusion of rural households. Priya holds a Master’s in Economics from Madras School of […]

Niyati Agrawal

Niyati Agrawal Dvara

Niyati is a Senior Research Associate with the Household Finance Research Initiative. She completed her Master’s in Economics from Ashoka University, wherein for her dissertation, she worked on developing a theoretical model to study the problem of self-control with respect to social influence. Prior to joining Dvara Research, she worked with the Ministry of Commerce […]

Amulya Neelam

Amulya Neelam Dvara

Amulya is a Senior Research Associate in the Financial Systems Design initiative. Her research focuses on understanding and improving access to suitable financial services for all, especially low-income households. Her work aims to enable the creation of a regulatory framework that fosters both meaningful inclusion and financial stability. Amulya holds a Master’s in Rural Management […]

Aishwarya Narayan

Aishwarya Narayan Dvara

Aishwarya is a Senior Research Associate at Dvara Research. She is passionate about building welfare systems that are equitably accessible for all and redistributive in nature. Aishwarya’s areas of research and advocacy include digitisation in social protection, last-mile delivery systems, and grievance redress mechanisms in digital finance and social protection. An overarching theme across her […]