COVID-19 and Debt Moratorium – The Case of Microcredit
In the wake of COVID-19 related lockdown and the resultant impact on the financial lives of millions of households, the Reserve Bank of India (RBI) approved a series of regulatory measures, which among others, enabled lending institutions to provide their borrowers with a 6 month-repayment moratorium on term loans. A debt moratorium at this scale […]
How Did Low-income Households Manage During Lockdown?
In this post, we highlight how in the face of widespread loss of income, households relied on an informal economy, often at high costs
Covid-19 and debt moratorium conundrum: The case of microfinance
Given the extent of liquidity shock caused by Covid-19, the Reserve Bank of India enabled all lending institutions to provide their borrowers with a repayment moratorium on term loans until 31 August 2020.
Last-mile Delivery of PM Garib Kalyan Yojana Benefits during the COVID-19 Pandemic
In this policy brief, we identify some of the challenges in enrolling for and availing the benefits
under the Pradhan Mantri Garib Kalyan Yojana announced by the Central Government of
India.
How can we fix the pipelines? Last-mile Delivery of PM Garib Kalyan Yojana Benefits during the COVID-19 Pandemic
In this policy brief, we address the concerns of last-mile delivery of welfare benefits announced under the Pradhan Mantri Gharib Kalyan Yojana (PMGKY)
Covid-19 Response: The ‘Goldilocks Balance’ For MSMEs
The goal cannot be eliminating all MSME failure as we simply don’t have the resources to provide that magnitude of a backstop.
Protecting the Informal Sector in India From Economic Consequences of COVID-19
In this policy brief, we explore four simple suggestions that can potentially have a significant impact in easing the hardships of unorganised sector households.
Protecting Households from the Economic Consequences of COVID-19
Summary of the different types of responses by governments across the world to ensure the economic protection
