How have household balance sheets changed post the pandemic? A descriptive analysis of household portfolios using CMIE’s Consumer Pyramid Household Survey Dataset
According to a report by Crif High Mark, microfinance loans overdue for up to 31-180 days increased from 2.1% in March 2024 to 2.7% in June 2024. While there could be several supply-side factors at play for the rise in defaults, in this blog we direct our attention to reviewing the household side of the story by assessing the changes in household balance sheets post the COVID-19 pandemic.
A Report on Addressing Debt Distress in a Post COVID World
Access to credit enables an individual and her household to achieve financial well-being and results in economic welfare outcomes for the entire society. However, excessive debt diminishes all developmental gains, and negatively impacts overall economic growth and stability.
How Microcredit Borrowers Availed the COVID-19 Debt Moratorium: A Case Study
In this blog post-through a case study, we analyse how microcredit borrowers availed the debt moratarium and through that identify how much they may have been impacted by COVID-19 and lockdowns.
Lessons from the CoWIN experience
CoWIN has been developed as a digital platform to support Covid-19 vaccination efforts in India. While most are familiar with the interface for citizens to book vaccination slots, CoWIN also supports multiple other functions.
Household Savings in the Time of COVID-19
In this post, we explore how the households’ surplus changed during the nationwide lockdown imposed to curb the spread of COVID-19
Impact of COVID-19 on Remittances: An Analysis using CMIE Data
In this slide deck, we explore the impact of COVID-19 on remittances at a broad, national level by using India’s largest household-level panel dataset
The Actors and Operations of a Digital Delivery Platform: CoWIN
In this post, we analyse CoWIN, a digtial platform which facilates India’s vaccination effort
Moving to Offline and On-Spot CoWIN Registration: Away from the Not-so-Common Service Centres
In this blog post, we attempt to unpack a crucial question, how effective could the CSC model of facilitating vaccine registration be?
Impact of COVID-19 on Migrant Households and Remittances in India: A Literature Review
This post reviews various sources of literature on how COVID-19 has affected migrant households & conclude by summarises some of the recommendations provided by sector experts
COVID-19 Impact on Daily Life (CIDL) Survey
This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research