Let’s stop kicking the can down the road: Highlighting important and unaddressed gaps in microcredit regulations
Three issues that the RBI must prioritize as it seeks to revise MFI regulations. While the prescriptive nature of these regulations has helped by setting in place core systems, processes and an overall structure towards better compliance, there is a growing concern over the capability of the current regime to effectively protect borrowers from over-indebtedness.
Functioning on an Uneven Keel: Capital Regulation of Credit Intermediaries in India
India is a bank-dominated financial system with most of the financial assets belonging to the banking sector.
Process innovations in Microfinance aimed at avoiding over-indebtedness
Summary of process innovations aimed at addressing concerns of household over-indebtedness and the subsequent stress experienced by members of the household.
Household Over-indebtedness in Europe: Definitions, Indicators and Influencing factors
Learnings from the European context.
Flexibility in Microfinance Loan Contracts
Research Brief for Practitioners and Policymakers
Proceedings of the Participant Sessions at the Workshop on Suitability in Microcredit
Proceeds from the Suitability Workshop in Mumbai, Oct 2018.
Impact of India’s new personal insolvency and bankruptcy regime
Anticipating the function and impact of India’s new personal insolvency and bankruptcy regime – A Youtube Video
Video: Anticipating the function and impact of India’s new personal insolvency and bankruptcy regime
As part of the Emerging Markets Finance Conference, 2017, organised by IGIDR in collaboration with Vanderbilt Law School, Bindu Ananth joined a discussion on India’s new personal insolvency and bankruptcy regime, along with Prof. Adam Feibelman of Tulane University Law School and Renuka Sane, Associate Professor, NIPFP. Watch the video below from the event that […]
Video: Anticipating the function and impact of India’s new personal insolvency and bankruptcy regime
As part of the Emerging Markets Finance Conference, 2017, organised by IGIDR in collaboration with Vanderbilt Law School, Bindu Ananth joined a discussion on India’s new personal insolvency and bankruptcy regime, along with Prof. Adam Feibelman of Tulane University Law School and Renuka Sane, Associate Professor, NIPFP.
When Is Microcredit Unsuitable? – Guidelines using primary evidence from low-income households in India
Rapid expansion in the microfinance sector has been credited with advancing financial inclusion in India, even as much of this growth has focused exclusively on simple group loans and credit-linked insurance.
