RBI Draft Guidelines on Securitisation: Balancing growth and stability
Securitisation of assets by NBFCs came under regulatory purview with draft guidelines being put on the RBI website on June 3rd.
Blue Print for Commercial Banks to Deepen Financial Access
IFMR Finance Foundation has come out with a comprehensive manual with a detailed blueprint for commercial banks to deepen financial access in a viable manner using the Business Correspondents (BC) and Business Facilitators (BF).
Basic economic freedom: why can’t we get it done?
India has a concentrated banking system, which means that if five individuals decide that this needs to be done, it will be done.
Don’t reject structured finance
The term “originate to distribute” (OTD), though seldom heard in financial jargon, is increasingly gaining currency, especially in the financial systems of the West. The OTD model is a widely practised variation of traditional financial intermediation. In the traditional model, a financial intermediary (FI), often a bank, originates a loan and holds it on its […]
