An AIDIS Comparison Physical and Financial Assets Portfolio 1993 vs 2003 and 2003 vs 2013
How have household financial portfolios changed between 1993 and 2003, and between 2003 and 2013, as per successive rounds of NSSO All India Debt and Investment Survey (AIDIS)
An AIDIS Analysis: Evolution of Physical and Financial Asset Portfolios between 1993 and 2013
An analysis on the changes in the financial portfolio of rural households between 1993 and 2003, and between 2003 and 2013
Where are Welfare Transfers Failing? Understanding the access to PMGKY
In this post, we highlight the need for understanding the results of panel survey on welfare transfers from a process evaluation perspective to identify the fault lines.
Our Reflections from the Analysis of Data from CUTS on Accessibility & Experience of Digital Payments in India
In this data brief based on survey data received from CUTS, we present reflections to understand some of key questions.
Winners of Household Finance Research – Call for Research Proposals
We are delighted to announce the winners of Household Finance Research – Call for Research Proposals
Picturising the Portfolios of Indian Households
In this research brief we picturise the portfolio of Indian households by reviewing the participation rates across various financial and non-financial instruments using data from 2019.
A Commentary on RBI’s Draft Framework for Securitisation of Standard Assets, 2020
We discuss the need for a clear vision, rationale, and a roadmap to be placed by the RBI for how it sees the draft framework enable the development of this market. We also consider how RBI has made the choice between capital neutrality and capital relief through this framework and how the outcomes from such a choice can have an impact on how securitisation serves the efficient movement of risks within the banking system and also to investors outside the banking system.
A review of BIS’ paper on The Design of Digital Financial Infrastructure: Lessons from India
This blog post reviews the BIS paper, and offers some reflections and critiques based on the experience of these infrastructures in India.
A Commentary on Select Recommendations of the Report of the IRDAI Committee on Microinsurance
As per IRDAI (Micro Insurance) Regulations, 2015, the microinsurance business is exempted from customised benefit illustration6 and disclosure norms prescribed in IRDA (Linked and Non-Linked Insurance Products) Regulations. IRDAI’s latest circular on this continues to extend this exemption.
Response to the White Paper on the Strategy for National Open Digital Ecosystems released by the Ministry of Electronics and Information Technology in February 2020
In this document, we present our response to the White Paper on the Strategy for National Open Digital Ecosystems (the White Paper) released by the Ministry of Electronics and Information Technology (MeitY) in February 2020. We are deeply concerned that creating National Open Digital Ecosystems (NODEs) as envisioned in the White Paper could entrench existing problems with service delivery and hamper the growth of a free and fair digital economy.
