Is there bang for the Mudra buck?
Op-Ed in Bloomberg Quint
Introduction to Household finance – Part 1
Part 1 of a two-part series on the learnings and takeaways from a Household Finance course.
Enforcing Data Protection: A Model for Risk-Based Supervision Using Responsive Regulatory Tools
The effectiveness of a future Indian data protection regime would hinge largely on the capacity and approach to supervision and enforcement. The paper discusses some novel ideas to guide the enforcement of a data protection regime.
Looking at Retail Digital Payments Through a Data Lens
Data and trends of digital payments in India.
Why does account usage remain low? A few insights from the field
A few insights from the field on possible reasons for low account usage.
Between the state of Access and Use in India: Some observations from the Global Findex
Insights from the India sample of the Global Findex 2017.
An Alternative to Privatization of Public Sector Banks
The troubles of the banking sector, and public sector banks (PSBs) in particular, are well known. Reform proposals have focused largely on ownership and have issued strident calls for privatization. Even if there was political support for this idea, there are a few important challenges.
Directed Credit: How can banks become more efficient at delivery?
The rationale stated by RBI was that this would level the playing field between foreign and domestic banks with regard to these targets, which it does indeed, albeit to the extent that in the short term, now foreign banks may also have to follow strategies similar to those of their domestic counterparts to build their loan books for these subcategories.
Video: Anticipating the function and impact of India’s new personal insolvency and bankruptcy regime
As part of the Emerging Markets Finance Conference, 2017, organised by IGIDR in collaboration with Vanderbilt Law School, Bindu Ananth joined a discussion on India’s new personal insolvency and bankruptcy regime, along with Prof. Adam Feibelman of Tulane University Law School and Renuka Sane, Associate Professor, NIPFP.
The Need for Boundaries: Respecting Privacy in Financial Consumer Data Practices
This blog post does two things. It explains why data privacy matters and why global developments – particularly changes in the law – are going to make it matter.
