Replug – Interview with Dr. Viral Acharya
The Government today appointed Dr. Viral Acharya, Professor of Economics at the New York University Stern School of Business, as RBI Deputy Governor for 3 years.
Determining Optimal Credit Allocation at a District Level
In this paper, we attempt to develop a granular understanding of the relationship between
credit (as measured by total bank credit outstanding in a district) and economic growth (as
measured by Gross District Domestic Product) for 32 districts of Tamil Nadu
Electronic Financial Data and Privacy in India
Earlier this week, the Secretary for the Ministry of Electronics and Information Technology (MeitY) confirmed that MeitY is set to review the legal framework for digital payments and cybersecurity
When Is Microcredit Unsuitable? – Guidelines using primary evidence from low-income households in India
Rapid expansion in the microfinance sector has been credited with advancing financial inclusion in India, even as much of this growth has focused exclusively on simple group loans and credit-linked insurance.
Insights on Public Data & Visualisation – In conversation with co-founders of “How India Lives”
In this blog post we share an interview with Avinash Celestine & Avinash Singh, co-founders of How India Lives. Covering an array of topics, they share their experiences and thoughts on handling public data and the nuances of data visualisation that has to be kept in mind when dealing with complex datasets.
Structuring a Fund Platform for Financial Inclusion in India
In the latest edition of Securitisation & Structured Finance Handbook 2016/17 (published by Capital Markets Intelligence) Ravi Saraogi, IFMR Investments & Robin Tyagi, IFMR Capital, have authored a chapter on Structuring a Fund Platform for Financial Inclusion in India.
Infograph: Recommendations for Modernising India’s Banking Sector
In the below infograph we highlight the recommendations from IFMR Finance Foundation’s latest research note “Modernisation of India’s Banking Sector”.
A brief comparison of Regulatory Requirements of Payments Banks, Small Finance Banks and Universal Banks
RBI recently released the operating guidelines for the Small Finance banks and Payments Banks on October 6, 2016. To take stock of these, we have put together a brief comparison of the regulatory requirements of these banks against those for universal banks.
Modernisation of India’s Banking Sector
Banks in India, whether large or small, have traditionally been required to adopt similar strategies to expanding their banking businesses.
Financial Inclusion: Indian Women Have Something to Bank On
For the first time, the majority of Indian women have been financially included. Fresh data show that the proportion of Indian women with individual accounts in formal financial institutions (primarily banks) reached 61% in 2015, a sharp increase from 48% in 2014, lagging men by only eight percentage points.
