From Looking to Seeing
I met today with the promoter and CEO of one of our newer Small Business Loan Originators and visited some of their end borrowers in Bombay.
In Conversation with Kalpana Pandey, CEO, CRIF High Mark
In this blog post we feature a conversation between Bama Balakrishnan, CRO, IFMR Capital and Kalpana Pandey, CEO & Managing Director, CRIF High Mark. CRIF High Mark is one of the four credit bureaus that operates in the country.
Contrasting the Regulatory Landscape for Credit Bureaus in India, USA and Australia
In this post we have put together an infograph below that highlights some of the aspects pertaining to credit bureau regulatory landscape in India, USA and Australia.
Reorienting Financial Well-being through FWR 2.0
For an institution focussed on delivering high-quality and customised financial services to low-income households, the Wealth Management approach has been the one of the key underlying layers that is core to the KGFS Model.
Thinking about Micro-insurance Penetration and Entrenchment
Insurance contracts to lower income households (micro-insurance) are typically for one year.
A Comparison of Capital requirements for Microfinance and Housing Finance Institutions
In this post, we attempt to compare the regulatory landscape for NBFC-MFIs and Housing Finance Companies (HFC) within the broader context of the regulatory landscape for niche credit intermediaries.
Building Natural Catastrophe Protection for Low-income Households – Notes from the Joint Workshop hosted by Asian Development Bank and IFMR Holdings
Natural catastrophes, whether in the form of the severe drought that regions like Bundelkhand are currently witnessing or floods, like the one which deluged Chennai in 2015, leave behind them a tale of destruction that is both unparalleled and deeply disturbing
Response to the Reserve Bank of India’s Consultation Paper on Peer To Peer Lending
Recently the Reserve Bank of India released a Consultation Paper on Peer to Peer Lending aimed at defining the contours of regulating Peer to Peer (P2P) Lending in India.
Comments on the Indian Banking Sector at the Stanford India Conference
I had an opportunity to participate in the excellent conference organised by the Stanford Centre for International Development (SCID) on Indian Economic Policy as a discussant for a presentation by Dr. Rakesh Mohan.
“Open data improves the situation from a data privacy perspective” – Interview with S. Anand – Part 2
This post is a continuation from our earlier post about a conversation with S. Anand, Chief Data Scientist, Gramener. The earlier post covered the fundamentals of a good data visualisation and the nuances one has to keen in mind while undertaking such an effort.
