Including Everyone in the National Pension Scheme: Review of the CRIISP Report
The Committee to Review Implementation of Informal Sector Pension (CRIISP) recently released their report focusing on National Pension Scheme (NPS), its design architecture, its performance till date and recommendations for increasing outreach and awareness about the product
Dr Viral Acharya on aggregation of risks in a financial system
In a conversation with Nachiket Mor and Bindu Ananth, Dr. Viral Acharya, Professor of Finance at the New York University Stern School of Business, speaks on issues centring around aggregation of risks in a financial system, with an emphasis on those particularly relevant to the Indian financial system.
Customising financial services
Future financial services providers will be akin to general physicians, who bear great responsibility for the health of their patients. Such a prescriptive approach would minimise instances of unsuitable advice.
International remittance for rural India
Remittances are the second largest source of funding for developing countries, contributing more than capital flows and development assistance.
Functional Perspective of Financial Systems – An Introduction
In a stylised sense, there are two fundamentally different perspectives for analysis of financial systems.
Simple products not always best
A common refrain that one hears in the context of financial services for low-income households is the importance of “keeping it simple”.
Reforming the Regulatory Architecture of India’s Financial System – What do the committees have to say?
[This post is the fourth in a series on the theme “regulatory architecture of India’s financial system”. IFMR Blog will continue to feature this theme till the third week of June.]
Challenge of financing SMEs
India is home to about 26 million small enterprises (with investments less than 50 million) that account for about 20 per cent of the country’s GDP .
The financial regulatory architecture of Australia: Lessons for India
[This article is the third in a series of posts on the theme “Regulatory architecture of India’s financial system”. IFMR Blog will continue to feature this theme through the next two weeks.]
“We need to design a financial regulatory architecture that serves the people and the economy of India”
What is the state of financial regulatory architecture in India? Is the regulatory architecture optimal for the modern financial system that the Indian economy needs?
