Independent Research and Policy Advocacy

Training the SMS way

The vertical take-off of the mobile services industry in India in the past few years has been aided by an aggressive pricing strategy adopted by both handset manufacturers and mobile service providers alike.

Redesigning the Wealth Management Process

The Wealth Management Cross-Functional Team (comprising Amit Shah, Deepti George, Shilpa Sathe, Nitin Chaudhary, Suyash Rai, Bhaskar, Chandrachudan, Viji, Anil, Dave and Bindu)

Chit Fund Research – The way forward

After the successful completion of the first phase of our Chit Fund Research, Small Enterprise Finance Centre (SEFC) is entering into the second phase that involves 3 year long, rigorous, on-the-ground experiments.

Risk Management ASP for Small Banks

IFMR Research’s Centre for Advanced Financial Studies (CAFS) has developed a portal that lets Financial Institutions compute their Value at Risk (VaR).

A ‘Tappawala’ story

An article in The Hindu a few months back by P. Sainath stated that migrants from Ganjam staying in Surat send home Rs.400 crore a year.

CGAP Interview – Bindu on Financial Inclusion

Jim Rosenberg, Communications Officer for the CGAP (Consultative Group to Assist the Poor)  Technology Program, recently interviewed Bindu about how the financial system in India might be configured to deliver complete financial service access.

Financial Inclusion in the Hills

Including the poor into the formal financial system has been hard despite numerous and sustained efforts. The difficulty in achieving inclusion attains a whole new meaning in hills and mountainous regions where populations are sparse and connectivity is extremely low.