In this post, we investigate the mandates of the PCR as set out by the respective regulations and legislative instruments, associated reporting standards, and the operational features, including revenue models, if any.
In this post, we discussed the formulation of the Public Credit Registries.
This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record
Part two in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
Part one in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
Comparing regulatory approaches that CRAs are subjected to across India, the US and EU.
In this post we have put together an infograph below that highlights some of the aspects pertaining to credit bureau regulatory landscape in India, USA and Australia.
The RBI Committee on Comprehensive Financial Services for Small Businesses and Low Income Households (2014) recommended that the regulator require all loans provided by regulated institutions to be reported to at least one credit bureau.