Independent Research and Policy Advocacy

Contrasting the Regulatory Landscape for Credit Bureaus in India, USA and Australia

Save Post

In this post we have put together an infograph below that highlights some of the aspects pertaining to credit bureau regulatory landscape in India, USA and Australia.

CB_Info

  1. https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=14576
  2. https://www.consumer.ftc.gov/articles/pdf-0111-fair-credit-reporting-act.pdf
  3. https://www.legislation.gov.au/Details/C2016C00278/Download
  4. http://www.alrc.gov.au/publications/53.%20Credit%20Reporting%20Provisions/content-credit-information-files
  5. http://www.alrc.gov.au/publications/53.%20Credit%20Reporting%20Provisions/content-credit-information-files#_ftnref40
  6. Insurance companies use credit information to determine premium
  7. Currently being used for postpaid connections, http://www.livemint.com/Money/DAIkDVGe3G5hnFx0V40dSP/How-the-others-interpret-your-credit-score-report.html
  8. https://rbidocs.rbi.org.in/rdocs/Content/PDFs/69700.pdf
  9. https://www.oaic.gov.au/individuals/privacy-fact-sheets/credit-reporting/privacy-fact-sheet-29-who-can-access-your-credit-report
  10. https://rbidocs.rbi.org.in/rdocs/Content/PDFs/69700.pdf
  11. https://www.oaic.gov.au/individuals/privacy-fact-sheets/credit-reporting/privacy-fact-sheet-36-when-will-the-information-on-your-credit-report-be-deleted
  12. Section 18, CIC Act 2005
  13. http://www.alrc.gov.au/publications/59.%20Access%20and%20Correction%2C%20Complaint%20Handling%20and%20Penalties/complaint-handling
  14. http://economictimes.indiatimes.com/wealth/borrow/cibil-may-soon-give-one-free-credit-report-a-year/articleshow/53263370.cms
  15. Section 612 of FCRA 1970
  16. http://www.creditsmart.org.au/getting-free-credit-report

 

Authors :

Tags :

Share via :

Leave a Reply

Your email address will not be published. Required fields are marked *

Related Posts :