Building a Ubiquitous Electronic Payments Network and Universal Access to Savings – Part I
The Committee on Comprehensive Financial Services for Small Businesses and Low Income Households (CCFS) envisions the following:
By January 1, 2016 each Indian resident, above the age of 18 years, would have an individual, full-service, safe, and secure electronic bank account.
Innovations in Micro Finance: Field notes from Eastern Uttar Pradesh
A few colleagues and I recently travelled through Varanasi and Mirzapur in Eastern Uttar Pradesh visiting Micro Finance Institutions (MFI) in that region and their clients. I am delighted to report that this region, one of the poorest in India, is a hotbed of innovations.
Who will pay for the payments plumbing?
What will it take to make payments universal in India with a ratio closer to one point for every 100 citizens and importantly, who will pay for creating this infrastructure?
The Future of Finance in India: Talwar Memorial Lecture
Mr N Vaghul, chairman emeritus of ICICI Bank, recently delivered the Talwar Memorial Lecture on the topic “The Future of Finance in India”.
UIDAI and Financial Inclusion – Unlimited Possibilities
Suyash Rai of IFMR Finance Foundation, Raghav Narayana of IFMR Rural Finance in an informal conversation with Mr. Praveen Chakravarty, who is a volunteer in the Financial Inclusion team of UIDAI.
Voice-based authentication for financial inclusion
Suyash Rai of IFMR Finance Foundation interviews Umesh Sachdev, CEO, Uniphore Software Systems about the company and its role in providing voice as a medium of authentication when it comes to enabling financial inclusion.
Constructing new cash ecosystems through mobile money
This is the third of three-part series of blogs titled “Mobile money”. The authors explore and explain all about mobile banking and how it can make a difference to the rural population.
Financial inclusion needs friendlier products
Third in the series of articles in The Hindu Business Line, Puneet Gupta and Jayshree Venkatesan of IFMR Mezzanine Finance write about some of the barriers to accessing finance.
Kick-starting mobile money system with payments and transfers
This is the second of three-part series of blogs titled “Mobile money”. The authors explore and explain all about mobile banking and how it can make a difference to the rural population.
Mobile money: It’s all about marketing, branding and distribution
This is the first of three-part series of blogs titled “Mobile money”. The authors explore and explain all about mobile banking and how it can make a difference to the rural population.
