Tag: Financial Lives of Poor Households

This blog critically examines the concept of the “gender gap” in financial inclusion by distinguishing between unconditional differences and those that persist after controlling for socio-economic factors, using evidence from the Global Findex 2025 dataset

This blog is the second in our two-part series on nano-enterprises, building on the discussion introduced in Part 1.

This blog is the first in a two-part series on nano-enterprises, a segment that remains underrepresented in official statistics and policy discussions. It presents a descriptive overview of India’s unincorporated enterprises using evidence from ASUSE, laying the empirical foundation for subsequent analysis focused on nano-enterprises.

The objective of this paper is to draw attention to those aspects of the lives of Low-Income Households (LIHs) that aren’t related to their income. In doing so, the paper characterises LIHs from a social capital perspective, highlighting the maintenance and strengthening of social capital as a deep-rooted cultural trait that is central to meaning-making in the lives of LIHs.

This paper traces the historical evolution of TSP in social protection discourse and argues that TSP rests on an incomplete diagnosis of poverty and inequality that underestimates the role of a hyper‑financialised global economy.

The objective of this blog is to articulate the scope and relevance of various blended finance instruments in advancing access to suitable credit for nano entrepreneurs.

This document offers a guide to understanding and using CPHS data, focusing on its stratified multi-stage sampling design, weighting methodology, and operationalisation in statistical analysis.

In this blog, we delve further to uncover the institutional, cultural, and evolutionary factors underpinning the challenges of engendering formal savings among LIHs.

Mobile Instant Credit (MIC) is rapidly growing as a financial inclusion tool, attracting policy and research interest. However, its impact remains understudied, with a weak Theory of Change. The blog highlights three overlooked impact areas and calls for insights from microfinance research.

In this blog, we will highlight some interesting facts about agricultural households from the survey through a set of questions that can help contextualise the financial lives of farmers and their families.