What is Social Protection?
Blog post series: This series of posts will attempt to do two things – first, to examine the definitional boundaries of social protection and where they relate to other financial services for low-income households, and second, to use this to arrive at a working definition of social protection for policymakers and research organisations such as Dvara Research. As a first step, we break down a few questions in this first post.
What household finance tells us about financial inclusion in India
There is an urgent need to make formal financial services more flexible, and customer centric, in order to increase its usability
Literature Review: Finances of Platform Workers in India
This brief reviews the literature on the finances of platform workers in India and around the world.
Household Savings & The Macroeconomy
In this paper, we document some key relationships between micro-level household behavior and macro-level aggregates for the Indian economy. Using the CMIE’s Consumer Pyramids Survey, we show that for the period 2014-19, the household-level savings rate around the median of the income distribution correlates strongly with, and has predictive power for, macro-aggregate variables such as the Wholesale Price Index and its rate of change, the Prime Lending Rate, the growth rate of bank credit for personal loans, the growth rate of industry-sector GDP, and the growth rate of bank credit to the household sector.
Analysing the Financial Portfolio of Indian Households Following Different Faiths
In this deck, we analyse the financial portfolios of Indian households adhering to different religious faiths
5th Dvara Research Conference on Household Finance: Primer on Savings and Financial Behaviour
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme “Savings and Financial Behavior”
5th Dvara Research Conference on Household Finance: Primer on Household Portfolios
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme ‘Household Portfolios’
5th Dvara Research Conference on Household Finance: Primer on Portfolios of Migrant Households
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme ‘Portfolios of Migrant Households’
Analysing Trends in the Financial Portfolio of Indian Households
In this brief, we look at how the financial portfolios of Indian households have changed over time, specifically between 2014 to 2020, using the Consumer Pyramid Household Survey collected and maintained by the Centre for Monitoring Indian Economy.
Exploring the vastness of informality and unprotected risk in Indian labour markets
In this paper, we document the growing informalization of India’s labour force, and the consequences of this phenomenon for the state of social protection in India
