Expanding Access To Bank Credit By Building The NBFC Periphery
he current approach is making NBFCs safer but requiring banks to become riskier, write Nachiket Mor and Dwijaraj Bhattacharya.
Read more at: https://www.ndtvprofit.com/bq-blue-exclusive/expanding-access-to-bank-credit-by-building-the-nbfc-periphery
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How government backstops can best ease credit flows to MSMEs
The Indian government has set into motion the implementation of several schemes that are aimed at improving both the liability and asset sides of the balance sheets of banks and non-banking financial companies (NBFCs), so that lending to the real economy can increase. The most recently introduced are four schemes.
Covid-19 Package: A Shot In The Arm For MSMEs And NBFCs
Response to the rescue package announced by Finance Minister on May 13th, 2020
End-to-end liquidity transmission a must to serve the vulnerable
The Reserve Bank of India (RBI) has permitted banks and non-banking finance companies (NBFCs) to reschedule payments on all loans for the period between March and May 2020 to stem the impact of the covid-9 pandemic.
End-to-end liquidity transmission a must to serve the vulnerable
Cash withdrawals through micro ATMs have surged in the wake of covid-related disruptions in the operations of banks and business correspondents.
But a considerable number of these transactions fail, thus worsening the pain of the vulnerable sections.
Analysing Growth Trends in Formal Financial Market for the Indian Household Sector
This blog examines the growth in household holdings of financial assets and liabilities for the period 2000-01 to 2016-17
It’s unfair to NBFCs
India is a bank-dominated financial system with about two-thirds of all financial assets in the economy belonging to the banking sector.
Differentiation in banking models is a must to drive competition
Several studies have found that the Indian banking sector, while having a large number of players, has monopolistic competition.
Is it time to introduce wholesale banks in India?
NBFCs are particularly vulnerable to wholesale funding constraints in the form of high and volatile borrowing costs
NBFCs’ collection efficiency takes a hit post demonetisation
Non-banking finance companies (NBFCs) represent an important linkage between the formal banking sector and informal segments of the real economy in India (wage labourers, smallholder farmers, unorganised retail, and domestic workers) through the channelling of credit from the former to the latter. They have a significant presence in the microfinance, small business finance and commercial […]
