Functional Perspective of Financial Systems – An Introduction
In a stylised sense, there are two fundamentally different perspectives for analysis of financial systems.
Reforming the Regulatory Architecture of India’s Financial System – What do the committees have to say?
[This post is the fourth in a series on the theme “regulatory architecture of India’s financial system”. IFMR Blog will continue to feature this theme till the third week of June.]
Response to RBI’s discussion paper on Deregulation of Savings Bank Deposit Rate
We think that the Indian economy is ripe for deregulation of savings rate. The recent monetary
policy released by the RBI highlights that the Indian economy may experience a slow growth over
this year, given an inflation focused tightening of the monetary policy.
Funding options for non-bank originators – Mezzanine instruments
Recently, we flagged off our new blog series on financing options for non-bank originators with our first post that explored debt-funding options in some depth.
Effect of IFRS on Banks & NBFCs
Recently, I had the opportunity to attend a discussion on International Financial Reporting Standards (IFRS) which was attended by chartered accountants and key financial stakeholders.
Who should govern NBFCs?
Does the RBI’s claim to regulate NBFC (MFIs) have more merit than Federal state governments’ claims? An analysis of constitutional provisions by Vishnu Peri, IFMR Mezzanine Finance.
Protection versus service – The RBI should rethink its entire model of regulation
[The author is an independent columnist. This article is a reproduction of his column from The Telegraph]
Big concerns over small loans
The recent controversy surrounding the microfinance sector has entirely eclipsed the fact that it is the first effort in India to have delivered financial services to remote corners of the country in a self-sustaining manner.
RBI Draft Guidelines on Securitisation: Balancing growth and stability
Securitisation of assets by NBFCs came under regulatory purview with draft guidelines being put on the RBI website on June 3rd.
Blue Print for Commercial Banks to Deepen Financial Access
IFMR Finance Foundation has come out with a comprehensive manual with a detailed blueprint for commercial banks to deepen financial access in a viable manner using the Business Correspondents (BC) and Business Facilitators (BF).
