Independent Research and Policy Advocacy

Women’s financial inclusion is not understood

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Policymakers should go beyond economics to look at sociological and anthropological aspects of how women negotiate finance.

Why don’t Indian women use formal finance? Or, stated differently, why is the adoption of formal finance among Indian women so low?

Ever since the World Bank started collecting and disseminating gender-wise data on financial inclusion, this question has captured the attention of policymakers, and development practitioners.

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