Author: Dvara Research

This research note intends to offer a solution-oriented feedback to the Working Document: Enforcement Mechanisms for Responsible #AIforAll (Working Document) released by the NITI Aayog in November 2020.

Covid-19 has exposed how ESIS and the ESIC system have failed beneficiaries; there is a need for reform involving outcome-measuring, better governance, and competition

The best banks are boring banks, whose strength is in the maturity of their processes for managing capital, writes Nachiket Mor.

Banks in India will need to work hard to build a well-functioning ‘internal market’, which at the moment is quite broken.

SEBI needs to clearly define who a retail consumer is and ensure that this definition is inclusive enough that it accounts for the universe of consumers that are susceptible to the mis-selling of financial products and services

Summarising the dominant trends from the year gone by.

In this post, we summarise the themes of HHF as articulated in a our working paper as well as comment on the gaps in a recent paper on HHF

In this blog post, we explore a case of exclusion from the PDS, wherein a daily wage labourer, Mr. Kabeer, was unable to obtain a ration card

In this post, we look at whether the grievances of the MSME sector in relation to their use of financial services are adequately.

This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research