An operational architecture for privacy-by-design in public service applications
Governments around the world are trying to build large data registries for effective delivery of a variety of public services. However, these efforts are often undermined due to serious concerns over privacy risks associated with collection and processing of personally identifiable information.
Dvara Research and Khabar Lahariya Video Series: Access, Redressal & Finance in Uttar Pradesh
Dvara-CMIE Survey on Access to Cash and Coping Mechanisms during COVID-19
The Social Protection Initiative at Dvara Research has collaborated with the Centre for Monitoring Indian Economy (CMIE) to document the accessibility of key banking facilities during the COVID-19 lockdown.
Caps on Third Party App Providers in UPI: Missing the Woods for the Trees?
This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions
Employee State Insurance Scheme – Performance and Potential Pathways for Reform
In this note, we review the current status of ESIS and consider pathways through which ESIS can more effectively deliver the promised services and benefits to its beneficiaries.
Regulation of information flows as Central Bank functions? Implications from the treatment of Account Aggregators by the Reserve Bank of India
This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators. These are licensed entities exclusively dedicated to collecting, retrieving and sharing customers’ financial information with other financial entities with the customers’ consent.
Household Risks, Work Choices and Asset Portfolio of Migrant Households in India
In this blog post, we analyse migrant risks and work choices
Delays in Enrolment under PM-Kisan: Getting Down to the Brass Tacks
In this case study, we explore the case of a farmer who spent a year attempting to enrol under PMK
Regulating Data-driven Finance: Conference Proceedings from the Fourth Dvara Research Conference, 2019
Through this blogpost, we release the Conference Proceedings for the Fourth Dvara Research Conference, 2019 on the theme of “Regulating Data-driven Finance”
State of Digital Lending Towards MSMEs in India
This research brief attempts to bridge the gap in the literature by systematically examining the current state of digital lending serving the MSME sector in India
