Functioning on an Uneven Keel: Capital Regulation of Credit Intermediaries in India
India is a bank-dominated financial system with most of the financial assets belonging to the banking sector.
The Dvara Open Online Repository for Household Finance
A single location to access publicly available household finance data in India.
A 100 Papers, 200 + Points of Evidence, 1 Financial Well-being Evidence Gap Map
A visual tool that is a repository of existing evidence in relation to Household Finance.
A Practical Note on Operationalising Suitability in Microcredit
This Note has been prepared for regulated lending institutions who are in the business of
offering small-ticket short-term unsecured loans with equated monthly or weekly repayment
schedules, to low-income individuals and households in India.
Practitioner led solutions to ensure suitability in microcredit
The objectives of sustainable businesses are well-aligned with ensuring the financial health of households, and this holds true for all types of lending businesses.
Old wine in a new bottle? – An analysis of the Pradhan Mantri Shram-Yogi Maandhan
An analysis of PMSYM
Are we protected enough?
Research on Life insurance coverage and metrics used to measure
988 Mn Indians Do Not Have Life Insurance. Those Who Do, Are Insured For 7.8% Of What’s Needed To Cover Financial Shock
At least 988 million Indians–more than the population of Europe and 75% of all Indians–are not covered by any form of life insurance, and an Indian is assured of only 8% of what may be required to protect a family from financial shock following the death of an earning member, according to our analysis of government data and industry data.
The Gendered Reality of Technology in India
This post provides a brief overview of the gender gap in technology in India.
Process innovations in Microfinance aimed at avoiding over-indebtedness
Summary of process innovations aimed at addressing concerns of household over-indebtedness and the subsequent stress experienced by members of the household.