Household Over-indebtedness in Europe: Definitions, Indicators and Influencing factors
Learnings from the European context.
Top 5 Game changers for the Indian Financial System in 2018
Summarising the dominant trends from the year gone by.
Flexibility in Microfinance Loan Contracts
Research Brief for Practitioners and Policymakers
The Gendered Reality of Finance in India
The post gives an overview of the gender gap in access and usage of financial services in India and the landscape of digital financial services.
Proceedings of the Participant Sessions at the Workshop on Suitability in Microcredit
Proceeds from the Suitability Workshop in Mumbai, Oct 2018.
Differentiation in banking models is a must to drive competition
Several studies have found that the Indian banking sector, while having a large number of players, has monopolistic competition.
Video: Effective Enforcement of a Data Protection Regime
Talk at NIPFP on our latest working paper.
RBI’s Financial Stability Reports – A Commentary on its Purpose and Contents
The Reserve Bank of India (RBI) has been publishing its bi-annual Financial Stability Reports (FSR) from May 2010. The FSRs provide extensive information about the way the RBI conducts its stress tests on the banking system; an aggregate sense of the results of such tests provide a measure of the overall resilience and stability of […]
Is it time to introduce wholesale banks in India?
NBFCs are particularly vulnerable to wholesale funding constraints in the form of high and volatile borrowing costs
India’s Findex data: Reasons behind non-usage phenomenon even after widespread financial services
Ideas on how to benefit from the account opening momentum and make progress on usage as well.
