Big concerns over small loans
The recent controversy surrounding the microfinance sector has entirely eclipsed the fact that it is the first effort in India to have delivered financial services to remote corners of the country in a self-sustaining manner.
How access to finance can reduce poverty
Finance Matters – A fortnightly column by IFMR Finance Foundation in The Hindu Business Line will explore ways in which the power of finance can be unlocked for improving the wellbeing of millions of households.
The Local Touch: Financial Inclusion – ET Article
With a vast majority of the Indian population living in the rural hinterland, its economy and growth are linked to developmental efforts. Crucial to this is in ensuring that the fruits of financial inclusion reaches their doorstep.
Basic economic freedom: why can’t we get it done?
India has a concentrated banking system, which means that if five individuals decide that this needs to be done, it will be done.
Debunking Myths about the Poor and Financial Services
The power of finance to transform the lives of the poor is not well understood.
Finance as Noise-Cancelling Headphones
Finance is a tool that, when it works well, is designed to help an individual or a firm move resources smoothly across time and across different states of their lives (such as good health and ill health).
Don’t reject structured finance
The term “originate to distribute” (OTD), though seldom heard in financial jargon, is increasingly gaining currency, especially in the financial systems of the West. The OTD model is a widely practised variation of traditional financial intermediation. In the traditional model, a financial intermediary (FI), often a bank, originates a loan and holds it on its […]
