Specializing Banking Channels to Reach the Poor
Ignacio Mas, Deputy Director, Bill & Melinda Gates Foundation discusses the delivery channels of financial products in a blog post for Financial Access Initiative.
IFMR Capital Structures INR 165.5 million Microloan Securitisation with Grameen Koota
IFMR Capital recently structured and arranged an INR 165.5 million securitisation transaction.
Micro finance: A 5 point call for change
We have maintained a consistent position that despite all the imperfections of the MFI industry, the AP crisis was brought on primarily by the Ordinance that restricted the ability of MFIs to collect on the loans they had made and the misplaced perception of key stakeholders that this is an unregulated industry
Helping build homes – Housing loan product from KGFS
With the novel objective of making Tamil Nadu the first ‘hut free State’ in the country by 2016, the state government launched a rural housing scheme called “Kalaignar Veedu Vazhangum Thittam” (KVVT) for rural areas with the objective of replacing all thatched houses in villages with robust all-weather houses over a 6-year period.
Leveraging Training through Technology
For a business operation, a great deal of what happens on the field is determined by how equipped its field managers are.
IFMR Capital: Recent data on microfinance
Over the last few years, microfinance has attracted a large number of equity and debt investors.
IFMR Capital’s response to Fitch Ratings report on Indian microfinance securitisations
Fitch Ratings has recently issued a report on Indian microfinance securitisations, which has drawn a conclusion that the rating of securitisation transactions must be linked to the rating of the servicer with a suggested cap of 7 notches on the difference between the highest rated tranche and the rating of the servicer.
KGFS pilots pension product
With an objective to provide a long term savings option to its customers, KGFS has added NPS-Lite (New Pension Scheme) to its product portfolio.
IFMR Capital rated LA- by ICRA
IFMR Capital has been assigned a long-term-rating of LA- (pronounced L A minus) for its debt programmes by ICRA. The rating, which has been assigned a ‘Stable outlook’, comes at a time when the microfinance sector is clouded by regulatory and political risk. The ratings are the amongst highest long term ratings available to any […]
There’s a Map for That
The power of data is in being able to make sense of it. Sometimes however, under the enormity of data, the best of systems can throw a challenge in aiding the right decision.
