Dvara Research is an independent Indian not-for-profit research institution guided by our mission of ensuring that every individual and every enterprise has complete access to financial services. Our work seeks to address challenges for policy and regulation in India given the waves of digital innovation sweeping financial services, focusing on the impact on lower income individuals in the country. The regulation and protection of consumer data has been a core area of our recent research. In this document, we present our comments on the Personal Data Protection Bill 2019 (the Bill), introduced in the Lok Sabha in December 2019, and referred to the JPC on the Bill. Our feedback on the Bill is presented in this document in two sections.
Read the full report here.