Misha Sharma

Misha is the Lead of Dvara Research. In this role she leads the research agenda at Dvara Research and supports the organisation with policy advocacy towards shaping the financial system around the needs and realities of low-income households and enterprises. Misha has over a decade’s experience in financial inclusion policy research and advocacy and has […]
Dwijaraj Bhattacharya

Dwijaraj heads the Financial Systems Design Initiative. His work focuses on households’ access to credit and impediments therein. His research interests include the legislative and regulatory frameworks governing providers, regulators, and other entities in the financial sector. His work also focuses on personal insolvency and bankruptcy. Dwijaraj holds a Master’s in Public Policy from the […]
Beni Chugh

Beni Chugh heads the Future of Finance Initiative. Her work focuses on identifying systemic stability and consumer protection concerns in digital finance. Beni holds a Master’s in Public Policy from NLSIU, Bangalore and an M.A in Development Economics from the South Asian University, New Delhi.
Aishwarya Iyer

Aishwarya is a Senior Research Associate at Dvara Research. She is passionate about building welfare systems that are equitably accessible for all and redistributive in nature. Aishwarya’s areas of research and advocacy include digitisation in social protection, last-mile delivery systems, and grievance redress mechanisms in digital finance and social protection. An overarching theme across her […]
Abhishek Mukherjee

Abhishek is a Research Associate with the Social Protection Initiative. He takes keen interest in mobility, spatial analysis, and rural development. Prior to Dvara Research, he was working as a Research Associate at Indian Institute of Management Ahmedabad, where he worked on developing sustainable framework for gold mining as an opportunity for rural development in […]