Type: Past Author

Sowmini is a Senior Research Associate with the Financial Systems Design initiative at Dvara Research. Her research focuses on the design of regulatory frameworks that govern India’s financial markets and customer protection in financial services. She also contributes to the organization’s research efforts on India’s health systems. Sowmini holds a master’s degree in public policy […]

Risha is a qualitative researcher who is passionate about working in the areas of gender and mental health. She has a Master’s in Social work (Mental Health) from Tata Institute of Social Sciences, Mumbai. After her Master’s, she worked in a community based mental health project in Mehsana, Gujarat and later developed a curriculum on […]

Natasha D’cruze is a Research Associate with Household Finance Research Initiative. She has a Master’s in Development Economics from SOAS, University of London, and an undergraduate degree in Economics from Delhi University.  She has worked as an action researcher on the digital and Aadhaar-based delivery mechanism of social welfare schemes in Jharkhand, where she did […]

Hasna is a Senior Research Associate with the Social Protection Initiative. She completed her master’s degree in development studies from Indian Institute of Technology, Madras. At Dvara Research she has been researching extensively about social security systems, with a focus on health systems. As a fellow to the Lancet Citizens’ Commission on Reimagining India’s Health […]

With one and a half decades of experience, Deepti leads Dvara Research’s thinking on regulatory and policy themes in financial and banking systems. Deepti’s area of research and advocacy include consumer protection and institutional conduct, financial inclusion, and retail and wholesale financial services within Indian as well as international jurisdictions. She was part of the […]

Anushree is a Program Manager for the Customer Protection Centre of Dvara Research. She has over 10 years of experience in strategy consulting for public and private sector clients across three geographies. Anushree has cross-functional experience in executing and delivering projects in the water, power and education sectors. Prior to joining Dvara Research, Anushree worked […]

Anubhutie is a Research Associate with the Future of Finance Initiative. She completed her Bachelors of Science in Economics, Mathematics and Statistics and has Master’s in Public Policy from St. Xavier’s College, Mumbai. With the Future of Finance Initiative, her research focuses on data infrastructure for financial inclusion in India.

Anjali is a Research Associate in the Social Protection Initiative vertical at Dvara Research. She holds a Master’s degree in Public Policy from National Law School of India University, Bangalore and a Bachelor’s degree in Microbiology from St. Xavier’s College, Kolkata. At Dvara Research, her work revolves around the design of social protection systems, health […]

Amulya is a Senior Research Associate in the Financial Systems Design initiative. Her research focuses on understanding and improving access to suitable financial services for all, especially low-income households. Her work aims to enable the creation of a regulatory framework that fosters both meaningful inclusion and financial stability. Amulya holds a Master’s in Rural Management […]