Type: Team

Sowmini is a Senior Research Associate with the Financial Systems Design initiative at Dvara Research. Her research focuses on the design of regulatory frameworks that govern India’s financial markets and customer protection in financial services. She also contributes to the organization’s research efforts on India’s health systems. Sowmini holds a master’s degree in public policy […]

Ranjitha serves as the Communications Coordinator at Dvara Research. She holds a Master’s degree in Public Administration from Madras Christian College, where she developed a solid understanding of public policies and administrative processes. Prior to joining Dvara Research, Ranjitha worked with HCL as a Process Associate, gaining valuable experience in process management and operational efficiency. […]

Priyadarshini Ganesan is a Senior Research Associate with the Household Finance Practice at Dvara Research, specialising in financial inclusion and agriculture finance. Her work explores key themes, such as credit, savings, insurance, etc., to identify pathways that translate financial access into meaningful impact. With over nine years of diverse experience spanning corporate roles, Public Sector […]

Misha leads the Household Finance Practice at Dvara Research. In this role she focuses on identifying key research gaps in the field of household finance and building evidence to inform market practices and design of financial sector policy.  Misha specialises in policy research and advocacy in the domain of financial inclusion. She has several years […]

Hasna is a Senior Research Associate with the Social Protection Initiative. She completed her master’s degree in development studies from Indian Institute of Technology, Madras. At Dvara Research she has been researching extensively about social security systems, with a focus on health systems. As a fellow to the Lancet Citizens’ Commission on Reimagining India’s Health […]

Govindan is an Administrative Associate. He maintains a well-functioning office environment while providing administrative support. Previously, he worked as HR & Admin at Radiant Cash Management Pvt. Ltd. He holds a Bachelor of Commerce degree from the Dhanraj Baid Jain College.

Dwijaraj heads the Financial Systems Design Initiative. His work focuses on households’ access to credit and impediments therein. His research interests include the legislative and regulatory frameworks governing providers, regulators, and other entities in the financial sector. His work also focuses on personal insolvency and bankruptcy. Dwijaraj holds a Master’s in Public Policy from the […]

With one and a half decades of experience, Deepti leads Dvara Research’s thinking on regulatory and policy themes in financial and banking systems. Deepti’s area of research and advocacy include consumer protection and institutional conduct, financial inclusion, and retail and wholesale financial services within Indian as well as international jurisdictions. She was part of the […]

Anushree is a Program Manager for the Customer Protection Centre of Dvara Research. She has over 10 years of experience in strategy consulting for public and private sector clients across three geographies. Anushree has cross-functional experience in executing and delivering projects in the water, power and education sectors. Prior to joining Dvara Research, Anushree worked […]

Anubhutie is a Research Associate with the Future of Finance Initiative. She completed her Bachelors of Science in Economics, Mathematics and Statistics and has Master’s in Public Policy from St. Xavier’s College, Mumbai. With the Future of Finance Initiative, her research focuses on data infrastructure for financial inclusion in India.