Priyadarshini is a Senior Research Associate with focus on household finance. She has previously worked as Executive Officer with ECGC Ltd in the field of export credit insurance and as a Research Associate with IFMR LEAD in the theme of financial inclusion of rural households. Priya holds a Master’s in Economics from Madras School of Economics, Chennai. She is interested in understanding the systems and processes that engender social, economic and financial well-being of low-income households.
In this deck, we discuss some factors influencing life insurance take-up, the problem with endowment life insurance for the low-income segment, and how better disclosures could be the first step in helping households choose the right insurance product for them.